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Who gets paid when you make a will online: referral commissions, partners and review sites

More money changes hands around an online will than the price suggests. Review sites, including this one, can earn affiliate commissions when you buy: Trust & Will's own affiliate page says it pays 20% on will and trust plans, and LawDepot's says 30%. Some services earn referral fees from their own partners: Trust & Will says it earns a referral commission on its deed transfer partner. And free services are paid by someone else, such as FreeWill's nonprofit sponsors. None of this changes what you pay, but it can change what you are shown first.

By Nora Whitfield, consumer researcher (not an attorney). Published . Based on the providers' published pricing and terms. How we check.

When you buy a will online, you see one price. Around it there can be several other payments: from the service to the site that sent you there, from a partner company back to the service, from a charity to the free tool you used. None of these usually changes what you pay. But they can change what you are shown, in what order, and with how much enthusiasm.

This page maps those flows, using each company’s own published pages, and says how this site is paid. It carries no affiliate links.

Flow 1: services pay review sites

Many will services run affiliate programs: a site that sends a customer earns a commission on the sale. Two companies publish their terms openly:

Service Commission, from its own affiliate page What it is paid on
Trust & Will 20%, with an average of $80 and a maximum of $180 per sale Will, trust and young adult plans
LawDepot 30% Purchases, paid once a $50 threshold is reached

Other services’ programs are described by third-party listings that we have not been able to verify against an official page, so we do not quote them. FreeWill has no affiliate program.

What this means for you: a review site has a financial reason to write about services that pay it, and to write more about the ones that pay most. That does not make every review dishonest. It does mean the free option, which pays nobody, is easy to leave out.

Flow 2: partners pay the services

Some services refer you on to partners for the jobs that come after the documents, and earn from the referral. Trust & Will is open about this: its help centre says it earns a referral commission on its deed transfer partner, which charges $140 per deed, plus recording fees.

That is disclosed, and the partner may be convenient. It is still worth a comparison: a local title company or real estate attorney may charge less for a simple deed into your own trust. Our page on unfunded trusts explains why the deed matters.

Third-party notary services work similarly at the edges. FreeWill’s remote notarisation is Through Proof, paid to Proof; bring your own witnesses or pay Proof for them, so the fee goes to the notary company, not FreeWill.

Flow 3: someone else pays for the “free” product

  • Nonprofits pay FreeWill. It says More than 1,000 nonprofit partners sponsor the service, hoping users will leave them a gift.
  • Premiums pay for Ethos’s will. It is Complimentary with certain Ethos life policies (Perks rider).
  • Forgotten trials pay for some “free” templates, through memberships that convert.

Our page on why online wills are free goes through the three models.

How WillsVerdict is paid

We should apply the same standard to ourselves.

  • Our business model is affiliate commissions from some of the paid services we review, as our disclosure says. As of this page’s date, every link from this site to a will service is a plain link to the service’s own website; we have not yet been approved by any affiliate program, and when we are, the disclosure and the links will say so.
  • The order services appear in is fixed by how established each service is, not by what it pays, and it does not change if a commission does. Our methodology explains it.
  • We say when the free option is enough, including on pages where that means no sale.
  • Pages like this one carry no affiliate links at all. They are marked as trust pages, and our build checks fail if one ever contains an outbound commercial link.
  • We publish what we do not know. Where a service does not publish a fact, the page says “not published” rather than guessing.

You should still weigh it. We are more likely to write long reviews of services we may be able to link to commercially. That limits what we cover, not what we conclude, and every figure links to the page it came from so you can check it.

How to judge any review site, including this one

  1. Is there a disclosure near the top, before the first “buy” button?
  2. Does it explain how the order is decided? “Our top pick” with no method is a warning sign.
  3. Does it include the free option and say when free is enough?
  4. Does every price link to the service’s own page, with a date?
  5. Does it say who should not buy each service?
  6. Does it ever recommend a lawyer instead of a product?

A site that does these things can still be wrong. A site that does none of them is not trying to be right.

Trust & Will: what it publishes
ItemPublished valueChecked
Will, one person $199 Will plan.
Will, couple $299 Will plan.
Living trust, one person $499 Trust plan, includes a pour-over will.
Living trust, couple $599 Trust plan.
Ongoing yearly cost $49/year Essentials membership, optional: you can choose "No, thanks" at checkout. Auto-renews if you add it.
Attorney support add-on +$299 Shown on both the will and trust plans.
Attorney-drafted plan (complex needs) From $1,499 For special-needs children, estates of $15M+, businesses with 3+ employees or complex blended families.
Pro membership $299/year Only from account settings after checkout. Adds attorney support, an estate tax report and premium support.
Editing your plan after purchase Needs the Essentials membership The free tier keeps the digital download and Plan Strength score; "edit your plan at any time" is an Essentials benefit.
Refund window 30 days from purchase Help-centre "satisfaction guarantee". Part of the price may be withheld if attorney, notary, concierge or deed services were used.
Membership refunds None for an active, paid membership
Attorney add-on refund Full refund within 14 days if no appointment was used
Upgrading a will plan to a trust $300, the difference between plans
Mobile notary with 2 witnesses (Snapdocs) $170 to $210 $170 will plan, one person; $180 couple; $190 trust, one person; $200 joint trust; $210 separate trusts for a couple. Optional partner service.
Deed transfer into the trust (Bundle) $140 per deed, plus recording fees Optional partner service; deed notarization is +$100. Trust & Will says it earns a referral commission.
State limits All 50 states; no trusts in Louisiana Not available in U.S. territories.
Payment plans Available through Klarna
Disputes Mandatory arbitration and a class-action waiver Stated at the top of the terms of service (section 22).
Your plan data and AI Not used to train external AI models Applies to its own AI features; not to third-party AI agents you connect yourself.
Who owns what you enter You keep ownership of your estate plan content
Legal status Not a law firm; does not give legal advice Stated in the footer of every help-centre page. Attorney services come from independent, state-licensed attorneys under a separate agreement.
Not published before sign-up: Whether the Essentials membership is pre-selected at checkout (the help centre only says you can choose "No, thanks"); Whether the +$299 attorney support on the pricing page is a one-time charge (the refund policy calls it an "individual" purchase; the Pro membership with attorney support is $299 a year).
  • Their own pages disagree: The terms of service say all purchases are final and refunds are discretionary, case by case. The help-centre refund policy promises a 30-day satisfaction guarantee and says refund requests inside 30 days are processed automatically. (page A, page B; noted ).
FreeWill: what it publishes
ItemPublished valueChecked
Will, one person Free No credit card required; paid for by nonprofit partners.
Living trust, one person Free, California residents only
Other documents Health care directive and financial power of attorney, also free
Signing guidance Two witnesses, 18 or older, not named in the will In Louisiana, FreeWill says to sign with two witnesses in front of a notary.
Changing your will Free: edit in your account, print and sign again
State limits Wills for property in the 50 states and DC Property abroad needs a separate will valid where it is located.
Who pays for it More than 1,000 nonprofit partners sponsor the service FreeWill Co. describes itself as a Delaware public benefit corporation.
Wills for couples Free mirror will for a spouse or domestic partner; each partner can also make their own will in the same account Offered only if you say you are married or in a domestic partnership. FreeWill suggests a mirror will mainly when neither of you has children with someone else.
Living trust for couples Its trust page says you can create a trust with your spouse or partner The trust itself is offered to California residents only (FreeWill FAQs). A pour-over will is generated with it.
Changing a signed trust No amendments: start a new trust if it is unsigned and unfunded; otherwise move assets to a new trust or see an attorney
Codicils Not offered: edit and re-sign a new will instead
Online notarisation Through Proof, paid to Proof; bring your own witnesses or pay Proof for them
Will notarisation Required only in Louisiana; elsewhere optional, for a self-proving affidavit FreeWill says Ohio and Washington, D.C. do not allow self-proving affidavits.
Copies of your documents Its help centre says FreeWill does not store or maintain copies of your documents Your answers stay in your account so you can edit and download again.
What nonprofits receive Only if you leave a gift and ask FreeWill to notify that charity The privacy notice lists contact details, birth year, city and state, and gift amount, and says the charity may use them for its own fundraising.
Attorney access None built in; it points you to local attorneys, including its FreeWill Fellows

Questions people ask next

Do I pay more if I buy through a review site's link?

Not under the programs we have read. The service pays the commission out of its own margin; the price you see is the same. What can differ is which services a site chooses to write about and link to.

How can I tell if a 'best online will' list is ranked by commission?

Look for a disclosure near the top, a stated ranking method, and whether services without affiliate programs, such as FreeWill, are included and ranked fairly. A list that leaves out the best free option, or puts the highest-paying service first without explaining why, is a warning sign.

Is a referral fee on a deed transfer a problem?

Not in itself. It is disclosed, and the partner may be convenient. It is a reason to compare the partner's price with a local title company or attorney before choosing.

Does WillsVerdict earn money from this page?

No. This page is marked as a trust page: it carries no affiliate links, and our build checks enforce that.

Sources

  1. Trust & Will affiliate program
  2. LawDepot affiliate program FAQ
  3. Trust & Will help centre: deed transfer services (referral commission)
  4. FreeWill FAQ (nonprofit sponsors)
  5. FreeWill help centre: witnesses and notaries (Proof)
  6. Ethos: free will with life insurance

This page is general information, not legal advice. Laws differ by state and change; talk to a licensed attorney about your situation.