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'Valid in all 50 states': what the claim on online will sites does and does not promise

When an online will service says its documents are valid in all 50 states, it means its templates are written to meet each state's requirements. It cannot mean your will is valid, because validity depends on how you sign it, and whether it works as you intend depends on your state's rules about spouses, homes and trusts. Several services also exclude states despite the slogan: Quicken WillMaker & Trust cannot be used in Louisiana, Trust & Will makes no trusts there, and Ethos's two official pages list different excluded states.

By Nora Whitfield, consumer researcher (not an attorney). Published . Based on the providers' published pricing and terms. How we check.

“Valid in all 50 states” is one of the most common claims on online will sites. It is usually true in the narrow sense the company means, and misleading in the sense many readers take it. This page explains the difference, lists where services make exceptions despite the slogan, and shows the state rules that decide whether a will actually does what you want.

It carries no affiliate links and recommends nothing. Service details come from each company’s own pages, read on the date in the facts tables; state rules from official statute and court sites. This is general information, not legal advice.

What the claim means

When a will service says its documents are valid in all 50 states, it means its templates are drafted to satisfy each state’s legal requirements, and the questionnaire produces a version for your state with that state’s signing instructions.

What it cannot mean:

  1. That your will is valid. Validity depends on how you sign: in most states, at the end, before two adult witnesses who are not beneficiaries. No website can do that part.
  2. That your will does what you intend. State law can override parts of a valid will.
  3. That every product works in every state. Several services have exceptions.

The exceptions, from the services’ own pages

Service What it says about states
Quicken WillMaker & Trust Not usable in Louisiana
Trust & Will All 50 states; no trusts in Louisiana
Ethos Not available in Alaska or Louisiana, on one page; another page also lists South Dakota and Washington
GoodTrust Says valid in all 50 states; documents valid only in the U.S.
LegalZoom Says its wills and trusts are accepted in all 50 states
FreeWill Wills for property in the 50 states and DC
Rocket Lawyer All 50 states and DC, Louisiana included

Louisiana is the common exception, because its succession law comes from the civil-law tradition and uses a different will form, signed before a notary and two witnesses. Ethos is the clearest example of why to check: its own two official pages give different lists of excluded states.

Same template, different rules: three examples

Signing. New York requires you to declare to each witness that the document is your will, and both witnesses must sign within one 30-day period. Florida requires the witnesses to sign in your presence and in each other’s. Same will, different ceremonies. Our New York page quotes the statute.

Trusts. Florida’s trust code says the provisions of a revocable trust that take effect at death are invalid unless the trust is signed with the formalities for a will, meaning two witnesses. Many trusts elsewhere are signed before a notary alone. A generic “sign before a notary” instruction would not be enough in Florida. Our Florida page explains.

Handwritten wills. California accepts a will written entirely in your own handwriting, signed and dated, with no witnesses. New York accepts them only from service members in wartime and mariners at sea. A national template tells you nothing about this, which matters only in an emergency.

Valid but overridden

A will can be valid and still not work as written:

  • Spouses’ rights. Most states give a surviving spouse a right to part of the estate whatever the will says.
  • Homesteads. Florida’s statute says a homestead is not subject to devise if the owner is survived by a spouse or minor child, except to the spouse where there is no minor child.
  • Community property. In states such as California, much of what a married couple owns is community property, which affects what each spouse can leave.
  • Divorce. New York, like many states, revokes gifts to a former spouse on divorce, unless the will says otherwise.

A template asks about your family, but it cannot apply these rules to your facts the way a lawyer would. Our page on what “drafted by attorneys” means covers that gap.

What to check, whatever service you use

  1. Is your state excluded? Read the service’s state list, not the slogan.
  2. Do the signing instructions match your state’s statute? Witness count, presence rules, declaration, notary.
  3. If you are making a trust in Florida, sign it before two witnesses as well as a notary.
  4. Are you married, in a community property state, or leaving a home? Check how your state’s rules affect your plan.
  5. Do you own property in another state? Consider a trust that holds it, or a will for each country if abroad.
  6. Did you move since signing? Re-run the questionnaire for your new state.
Quicken WillMaker & Trust: what it publishes
ItemPublished valueChecked
Will, one person $109 Starter plan: wills, health care directives, final arrangements.
Living trust, one person $149 Plus plan: adds the living trust, power of attorney, transfer-on-death deed and the download version.
All Access plan $219 Adds smaller documents and a one-year subscription.
Will, couple No surcharge: up to 5 of each document for immediate family No joint wills: each spouse makes a separate will under the same plan.
Free revisions 1 year from purchase
Ongoing yearly cost $39.99/year for more revisions, optional Documents stay accessible for 90 days after the revision period ends.
State limits Not usable in Louisiana Also not for people whose permanent residence is outside the United States.
Online version access Make and revise for 1 year; documents viewable 90 days after
Download version access Use indefinitely; legal and technical updates for 1 year Plus and All Access only. Data cannot move between the online and download versions.
How documents are finalized Wills witnessed; living trusts and financial powers of attorney notarized Health care directives are witnessed, notarized or both, depending on the state. Every document comes with state-specific signing instructions.
Beneficiary survival period Beneficiaries must outlive you by 45 days Built into every WillMaker will; otherwise the gift goes to the alternate.
Not published before sign-up: A refund policy (none found on willmaker.com; nolo.com blocked automated reading on Nov 15, 2026); What the "1 Yr Subscription" in the All Access plan covers beyond the plan itself.
Trust & Will: what it publishes
ItemPublished valueChecked
Will, one person $199 Will plan.
Will, couple $299 Will plan.
Living trust, one person $499 Trust plan, includes a pour-over will.
Living trust, couple $599 Trust plan.
Ongoing yearly cost $49/year Essentials membership, optional: you can choose "No, thanks" at checkout. Auto-renews if you add it.
Attorney support add-on +$299 Shown on both the will and trust plans.
Attorney-drafted plan (complex needs) From $1,499 For special-needs children, estates of $15M+, businesses with 3+ employees or complex blended families.
Pro membership $299/year Only from account settings after checkout. Adds attorney support, an estate tax report and premium support.
Editing your plan after purchase Needs the Essentials membership The free tier keeps the digital download and Plan Strength score; "edit your plan at any time" is an Essentials benefit.
Refund window 30 days from purchase Help-centre "satisfaction guarantee". Part of the price may be withheld if attorney, notary, concierge or deed services were used.
Membership refunds None for an active, paid membership
Attorney add-on refund Full refund within 14 days if no appointment was used
Upgrading a will plan to a trust $300, the difference between plans
Mobile notary with 2 witnesses (Snapdocs) $170 to $210 $170 will plan, one person; $180 couple; $190 trust, one person; $200 joint trust; $210 separate trusts for a couple. Optional partner service.
Deed transfer into the trust (Bundle) $140 per deed, plus recording fees Optional partner service; deed notarization is +$100. Trust & Will says it earns a referral commission.
State limits All 50 states; no trusts in Louisiana Not available in U.S. territories.
Payment plans Available through Klarna
Disputes Mandatory arbitration and a class-action waiver Stated at the top of the terms of service (section 22).
Your plan data and AI Not used to train external AI models Applies to its own AI features; not to third-party AI agents you connect yourself.
Who owns what you enter You keep ownership of your estate plan content
Legal status Not a law firm; does not give legal advice Stated in the footer of every help-centre page. Attorney services come from independent, state-licensed attorneys under a separate agreement.
Not published before sign-up: Whether the Essentials membership is pre-selected at checkout (the help centre only says you can choose "No, thanks"); Whether the +$299 attorney support on the pricing page is a one-time charge (the refund policy calls it an "individual" purchase; the Pro membership with attorney support is $299 a year).
  • Their own pages disagree: The terms of service say all purchases are final and refunds are discretionary, case by case. The help-centre refund policy promises a 30-day satisfaction guarantee and says refund requests inside 30 days are processed automatically. (page A, page B; noted ).
Ethos: what it publishes
ItemPublished valueChecked
How it is offered Complimentary with certain Ethos life policies (Perks rider)
State limits Not available in Alaska or Louisiana The Perks rider is not available on policies issued in Washington or South Dakota. The free-will page lists Alaska, Louisiana, South Dakota and Washington together.
Sold on its own? No: "not a standalone product" The page adds it "should not be the sole reason to purchase life insurance". Not offered with TruStage policies.
Documents Tools to create a will, trust, power of attorney and more The estate planning terms list wills, trusts, powers of attorney and advance health care directives.
Existing Ethos policyholders Can add the will and estate planning tools at no additional cost
Who provides it Ethos Estate Planning, LLC, a subsidiary; not a law firm Templates are "approved by attorneys"; the terms say there is no attorney-client relationship and Ethos does not review your documents.
Updates The online tool "allows for updates as needed" Cost and duration of updates are not stated.
Signing Print and sign according to your state's requirements
Time to complete Under 20 minutes for the will, by Ethos's account
Not published before sign-up: A standalone price for a will or trust without a policy (Ethos says it is not a standalone product); What happens to access and documents if the life policy lapses or is cancelled; Whether couples can make a joint trust; Any trust funding or deed transfer help; Any online notary option.
  • Their own pages disagree: The estate planning page footer says wills and trusts are not available in Alaska and Louisiana; the free-will page says the service is not available in Alaska, Louisiana, South Dakota or Washington. (page A, page B; noted ).
GoodTrust: what it publishes
ItemPublished valueChecked
Estate plan (will, trust and directives) $149 Estate+ plan. Includes a year of unlimited updates. Per the pricing page, family members can each create their own plan at no extra fee.
Updates after the first year $39/year The help article says you are charged this after the first year "to continue making updates". It does not say whether it renews automatically.
Editing and downloading Needs an active subscription The same article says you can cancel at any time and re-subscribe when you want to make changes.
Documents in the plan Revocable living trust, will, financial power of attorney, health care directive, funeral and pet directives, digital vault
Family members Each adult family member can make their own plan at no extra cost Activated with a family plan code from your dashboard.
Couples A joint trust is possible; each spouse needs a separate pour-over will
Refunds 14 days from purchase, free-trial days included Request by support ticket; refunds take 5 to 10 business days.
After a refund or without a subscription Account drops to the Free plan; the will can no longer be downloaded
Legal advice Not a law firm; no legal advice or attorney service The home page says documents are drafted by estate planning attorneys.
Where documents are valid Says valid in all 50 states; documents valid only in the U.S.
Free trial One trial only; cancel from your billing section Trial length and whether a card is needed are not stated.
Not published before sign-up: Whether the $39 yearly update fee renews automatically; How long the free trial lasts and whether it needs a card; Whether Louisiana or any other state is excluded (pages say "valid in all 50 states"); Whether the trust must be notarised (the trust page only says to print and sign with two witnesses); Any deed transfer or trust funding service.
  • Their own pages disagree: The help-centre cost article says the plan includes "up to 4 complimentary accounts for family members"; the pricing and trust pages say it covers unlimited family members. (page A, page B; noted ).

Questions people ask next

If I move, is my online will still valid?

Generally yes, if it was validly signed where you lived. But your new state's rules on spouses' property, executors and self-proving affidavits may differ, so re-run the questionnaire for your new state and sign a new will.

Which states do online will services most often exclude?

Louisiana, because its succession law comes from the civil-law tradition and uses different will forms. Among services we track, WillMaker cannot be used there, Trust & Will makes wills but not trusts there, and Ethos excludes it.

Can a valid will still fail to do what I wanted?

Yes. A will can be perfectly valid and still be overridden in part by state law, for example a surviving spouse's right to a share of the estate, or Florida's restrictions on leaving a homestead away from a spouse or minor child.

Do I need a different will for property in another state?

A will valid where you live generally covers property elsewhere in the U.S., but real estate in another state may need its own probate there. A funded living trust avoids that. Property in another country usually needs a will valid in that country.

Sources

  1. WillMaker plans, pricing and FAQ
  2. Trust & Will help centre: All FAQs (state availability)
  3. Ethos estate planning page
  4. Ethos: free will with life insurance
  5. GoodTrust help: does GoodTrust work outside the US?
  6. Florida Statutes 736.0403 and 732.4015
  7. New York EPTL 3-2.1 and 3-2.2
  8. California Courts self-help: legal documents

This page is general information, not legal advice. Laws differ by state and change; talk to a licensed attorney about your situation.