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FreeWill review: a genuinely free will, a California-only trust, and the limits worth knowing

If your wishes are simple, FreeWill is good enough: the will, health care directive and financial power of attorney are free, valid once you sign them correctly, and free to update. Married couples can make a matching mirror will at no cost. If you live outside California and want a living trust, or you want a lawyer involved, you need a paid service. If you are in California and might want to change your trust later, know that FreeWill cannot amend a signed trust.

By Nora Whitfield, consumer researcher (not an attorney). Published . Based on the providers' published pricing and terms. How we check.

Verdict

The best free option in online estate planning, and for many people the only thing they need. It is a self-help tool with no lawyer, no trust outside California and no way to amend a signed trust, so it suits simple, settled wishes better than complicated or changing ones.

Good fit if

  • Anyone with simple wishes who wants a valid will this week and pays nothing
  • Married couples with no children from earlier relationships: Free mirror will for a spouse or domestic partner; each partner can also make their own will in the same account
  • California residents who want a basic living trust at no cost

Skip it if

  • You live outside California and want a living trust
  • You want an attorney to answer questions or review your plan
  • You have a blended family, a business, a special-needs beneficiary or property abroad

FreeWill is exactly what its name says. You answer questions online, download a will as a PDF, print it and sign it with two witnesses, and nobody asks for a credit card at any point. It is used by a great many people because the price is zero and the product is decent, and for a person with simple wishes it is often all they need.

We do not earn anything from FreeWill, so this page has no buttons. It is here because “is a free will good enough?” is the question many readers should ask before paying anyone. The honest answer is often yes, and the useful part is knowing the specific cases where it is not. Everything below comes from FreeWill’s own FAQ, help centre and privacy notice, read on the date in the facts table. We have not made a will with it.

How can FreeWill be free?

FreeWill is a company, not a charity. It describes itself as a Delaware public benefit corporation, and its business is selling fundraising software to nonprofits. More than 1,000 nonprofit partners sponsor the service: they pay FreeWill because some people who make a free will choose to leave a gift to a charity in it.

That shapes the product in one visible way. The questionnaire invites you to consider leaving a gift to a cause you care about. It is optional, and you can make, download and sign your will without leaving anything to anyone outside your family. Some people find the prompt welcome; others skip it in a click.

What can you make with FreeWill?

Document Price Notes
Last will Free Wills for property in the 50 states and DC
Health care directive and financial power of attorney Health care directive and financial power of attorney, also free Separate questionnaires
Mirror will for a spouse or partner Free Offered if you are married or in a domestic partnership
Revocable living trust Free, California residents only Comes with a pour-over will
Beneficiary designation guidance Free For accounts that pass outside your will
Updates Free: edit in your account, print and sign again Codicils: Not offered: edit and re-sign a new will instead

The will covers the core jobs: naming who gets what, an executor, a guardian for your children and your pets, a digital executor for your online accounts, and your funeral wishes. FreeWill also says it never asks for your Social Security number; where a form needs it, you write it in by hand after printing.

Is a FreeWill will legally valid?

Yes, once it is signed properly. That is true of every online will, free or paid: the website produces the document, and the signing makes it a will. FreeWill’s own instructions are straightforward:

  • Witnesses: Two witnesses, 18 or older, not named in the will. You and both witnesses sign in the same session, in each other’s presence.
  • Notary: Required only in Louisiana; elsewhere optional, for a self-proving affidavit. You can choose to add a self-proving affidavit in the questionnaire, which lets the court accept the will without contacting your witnesses.
  • Online notarisation: Through Proof, paid to Proof; bring your own witnesses or pay Proof for them. Useful if you cannot get to a notary, but it is not free, and you would need to check your state accepts a remotely witnessed will.

Practical details from its help centre are worth knowing: witnesses do not have to live in your state, but someone nearby is easier to find later; anyone who could inherit under the will, even as a backup, should not be a witness, and neither should their spouse; and banks, post offices and shipping stores often have staff who can witness or notarise if you call ahead. Our guide to whether online wills are legally valid quotes the state statutes on witnessing.

Does FreeWill work for couples?

Better than most people realise. If you tell the questionnaire you are married or in a domestic partnership, at the end of your will it offers to create a mirror will: a near-identical will for your partner, ready to review and sign. Alternatively, your partner can make their own will under a separate profile in the same account.

FreeWill itself is careful about when a mirror will fits. It suggests one when you are married or partnered, neither of you has children with anyone else, and you agree completely on who should manage your estates and inherit. If either of you has children from a previous relationship, a mirror will can quietly disinherit them if the surviving partner later changes their own will. That is a case for a lawyer, not a free form.

A mirror will is still two separate wills, one for each of you, which estate planners generally prefer to a single joint will that both spouses sign.

The California living trust: what you get and the catch

If you live in California, FreeWill’s living trust is a real alternative to paying several hundred dollars, and California is where avoiding probate matters most, because its probate fees are set by statute as a percentage of the estate. The trust page says you can create the trust with your spouse or partner, and the trust comes with a pour-over will that sends anything you forgot to transfer into the trust.

There are two things to know before relying on it:

  1. You fund it yourself. A trust only avoids probate for assets you actually transfer into it, starting with retitling your house by deed. FreeWill gives instructions, but there is no deed service; paid services sell one, such as Trust & Will’s at $140 per deed, plus recording fees.
  2. You cannot amend it on FreeWill. No amendments: start a new trust if it is unsigned and unfunded; otherwise move assets to a new trust or see an attorney. For a will, redoing it costs nothing but a new signing. For a funded trust, moving every asset into a new trust is real work. If you expect your wishes to change, that matters.

Outside California, FreeWill offers no trust at all. The cheapest paid trust we track is Quicken WillMaker & Trust’s Plus plan at $149.

What happens to your information?

This is the question behind most “is FreeWill legit” searches, and FreeWill answers it directly. Its help centre says it does not sell your data to third parties. The specific rule for charities is: Only if you leave a gift and ask FreeWill to notify that charity. Notifying a charity is an opt-in step after you have chosen to leave it a gift.

If you do opt in, the privacy notice is clear about what goes to that charity: details such as your contact information, birth year, city and state, and the gift amount or percentage, and the charity may use them for its own fundraising. In other words, expect to hear from them. If you would rather leave a gift quietly, leave it in your will and do not ask FreeWill to notify the charity.

Two smaller points from the privacy notice: FreeWill uses advertising cookies and interest-based advertising, with opt-outs explained in the notice, and it shares aggregated, non-identifying statistics about giving trends.

What FreeWill does not do

The limits are where paid services earn their price:

  • No lawyer. None built in; it points you to local attorneys, including its FreeWill Fellows. At the end of the will it also gives you a summary of your wishes to take to an attorney if you decide you need one.
  • No trust outside California, and no amendments to a signed trust.
  • No codicils. Updating means editing your answers and signing a fresh will, which is actually what most estate lawyers recommend anyway.
  • No document storage you should rely on. Its help centre says FreeWill does not store or maintain copies of your documents.
  • No wills for someone else. It is meant to be used by the person making the will.
  • No help with funding, signing appointments or complex situations such as special-needs trusts, business succession or property abroad.

FreeWill or a paid service?

Our Trust & Will vs FreeWill page goes through this choice document by document.

FreeWill Quicken WillMaker & Trust Trust & Will LegalZoom
Will Free $109 $199 $129
Living trust California only $149 $499 $399
Couple Free mirror will No surcharge Couple prices Couple prices
Attorney None None Paid add-on In higher tiers
Amend a trust Not offered Within the revision period With membership Within the revision period

Paying makes sense when you need something in the bottom three rows: a trust outside California, a lawyer, or the ability to keep changing a trust. If none of those apply, the paid will is mostly a nicer questionnaire. Our page on FreeWill alternatives matches each gap to the cheapest paid option.

Where free wills usually go wrong

The document is rarely the problem. When a free will fails, it is almost always because of something that happened after the download:

  • It was never signed properly. A printed will with no witnesses, or with a beneficiary as one of the two witnesses, is the most common and most avoidable failure. Sign it the week you make it.
  • Nobody can find it. Since FreeWill does not keep a copy for you, a signed original in a drawer nobody else knows about is as good as no will. Tell your executor where it is, or keep it with your other important papers.
  • It was not updated. Marriage, divorce, a new child or a move to another state are all reasons to revisit it. Updating costs nothing on FreeWill, but you still have to do it and sign again.
  • It was expected to do a trust’s job. A will goes through probate. If avoiding probate on a house is the goal, a will alone will not achieve it, wherever you made it.
  • Retirement accounts and life insurance were forgotten. They pass by beneficiary form, not by will. FreeWill’s beneficiary designation guidance is free and worth using.

None of these are FreeWill’s fault, and paying for a will does not prevent them. A paid service may remind you more often, which is part of what its membership buys.

Who should use FreeWill?

Use it if:

  • You want a will now and your wishes are straightforward: everything to your spouse, then your children, with a guardian named.
  • You are a married couple with no children from earlier relationships; the mirror will makes it a short job for both of you.
  • You live in California, want a simple trust, and expect your wishes to stay settled.
  • You want a free health care directive and power of attorney alongside a will you bought elsewhere.

Skip it if:

  • You want a trust and live outside California.
  • You want an attorney to answer questions before you sign.
  • Your family or assets are complicated: a blended family, a business, a beneficiary with special needs, or property abroad.

Making your FreeWill will, step by step

  1. Gather names and addresses for your executor, guardian and backups, and ask them first.
  2. Answer the questionnaire, and decide on any charitable gift on its merits, not because you were asked.
  3. If you are married, decide whether a mirror will fits or your partner should make a separate one.
  4. Add a self-proving affidavit if your state allows it, and plan a notary visit.
  5. Download and print, then sign with two adult witnesses who inherit nothing, all in one sitting.
  6. Store the original safely and tell your executor where it is; do not rely on the website for a copy.
  7. Check beneficiary forms on retirement accounts and life insurance, which your will does not control.
FreeWill: what it publishes
ItemPublished valueChecked
Will, one person Free No credit card required; paid for by nonprofit partners.
Living trust, one person Free, California residents only
Other documents Health care directive and financial power of attorney, also free
Signing guidance Two witnesses, 18 or older, not named in the will In Louisiana, FreeWill says to sign with two witnesses in front of a notary.
Changing your will Free: edit in your account, print and sign again
State limits Wills for property in the 50 states and DC Property abroad needs a separate will valid where it is located.
Who pays for it More than 1,000 nonprofit partners sponsor the service FreeWill Co. describes itself as a Delaware public benefit corporation.
Wills for couples Free mirror will for a spouse or domestic partner; each partner can also make their own will in the same account Offered only if you say you are married or in a domestic partnership. FreeWill suggests a mirror will mainly when neither of you has children with someone else.
Living trust for couples Its trust page says you can create a trust with your spouse or partner The trust itself is offered to California residents only (FreeWill FAQs). A pour-over will is generated with it.
Changing a signed trust No amendments: start a new trust if it is unsigned and unfunded; otherwise move assets to a new trust or see an attorney
Codicils Not offered: edit and re-sign a new will instead
Online notarisation Through Proof, paid to Proof; bring your own witnesses or pay Proof for them
Will notarisation Required only in Louisiana; elsewhere optional, for a self-proving affidavit FreeWill says Ohio and Washington, D.C. do not allow self-proving affidavits.
Copies of your documents Its help centre says FreeWill does not store or maintain copies of your documents Your answers stay in your account so you can edit and download again.
What nonprofits receive Only if you leave a gift and ask FreeWill to notify that charity The privacy notice lists contact details, birth year, city and state, and gift amount, and says the charity may use them for its own fundraising.
Attorney access None built in; it points you to local attorneys, including its FreeWill Fellows

What works and what does not

  • Will, health care directive and financial power of attorney all free
  • Free mirror will for a spouse or partner
  • Free edits: change your answers and print a new will
  • No credit card, and nonprofits only learn about you if you ask FreeWill to tell them about a gift
  • Living trust for California residents only
  • Cannot amend a signed trust or make a codicil
  • No attorney access of any kind
  • Online notarisation is through a third party that charges its own fee

If FreeWill is not the right fit

  • Quicken WillMaker & Trust: Do-it-yourselfers who want to pay once, make documents for a spouse and family under one plan, and keep a desktop copy.
  • Trust & Will: Homeowners and parents who want a living trust or a will done online in one sitting, with couple pricing.
  • LegalZoom: People who want a lawyer they can call while they make the documents, and are fine managing a renewing plan.

Questions people ask next

Is a FreeWill will legally valid?

Yes, if you sign it correctly. FreeWill says that once you print the will and sign it in front of two witnesses it is valid; in Louisiana you also need a notary. The witnesses should be adults who are not named in the will. Each download comes with signing instructions for your state.

Do I have to leave money to charity to use FreeWill?

No. FreeWill is sponsored by nonprofits that hope some users will leave them a gift, and the questionnaire gives you the option, but a gift is not required to make or download your documents.

Does FreeWill keep a copy of my will?

Your answers stay in your account so you can edit and download again, but its help centre says FreeWill does not store or maintain copies of your documents. Keep the signed original somewhere safe and tell your executor where it is.

Can my spouse and I use one FreeWill account?

Yes. FreeWill's help centre says each of you creates your own profile in the account and makes a will under it. If you say you are married or in a domestic partnership, you are also offered a mirror will, a near-identical copy of your will for your partner.

Can I use FreeWill if I live abroad?

For property in the United States, yes: FreeWill says its wills cover property in the 50 states and DC. Property in other countries needs a separate will valid where that property is, which usually means a local lawyer.

Can I make a will for my parent on FreeWill?

FreeWill says its will is only meant to be used by the person whose will it is. You can sit with a parent while they go through the questions, but they should answer and sign it themselves.

Sources

  1. FreeWill FAQ
  2. FreeWill help centre: FreeWill FAQs (products, California trust, funding)
  3. FreeWill help centre: wills and trusts FAQs
  4. FreeWill help centre: how to create a mirror will
  5. FreeWill help centre: witnesses and notaries; getting documents notarised
  6. FreeWill help centre: amending your trust
  7. FreeWill help centre: personal information
  8. FreeWill privacy notice
  9. FreeWill revocable living trust page

This page is general information, not legal advice. Laws differ by state and change; talk to a licensed attorney about your situation.